Finance

Online scams

Take Five to stop fraudOnline fraud covers everything from online shopping to online banking, but one thing can help prevent both: take the time to install the built-in security measures most browsers and many banks offer. These can help protect you whether the criminals are trying to dupe you with fake pop-ups in your online banking window, sending you ‘scam alert’ messages hiding malware, or faking retailer websites to make you input your financial details.

https://takefive-stopfraud.org.uk/advice/

#TakeFive

Email scams

Take Five to stop fraudCriminals don’t just try and contact you by phone and text, they also ‘phish’, contacting you by email too. So always be suspicious of unsolicited emails that are supposedly from your bank or some other trusted organisation because the address can easily be faked. Never automatically click on any links they contain either, not before stopping to check if they seem genuine first. It is safer to type the web address of your bank or other organisation rather than use a link from an email.

https://takefive-stopfraud.org.uk/advice/

#TakeFive

Text message scams

Take Five to stop fraudA text might not be from who you think – Smishing is when criminals pretend a message is from your bank or another organisation you trust. They will usually tell you there has been fraud on your account and will ask you to deal with it by calling a number or visiting a fake website to update your personal details. Please take a moment to stop and think and realise this is the fraud…

If you think there has been fraud on your card or bank account – or if you suspect anyone has attempted to compromise your financial details – report it immediately to your bank or financial services provider and then contact Action Fraud on 0300 123 2040 or at www.actionfraud.police.uk.

https://takefive-stopfraud.org.uk/advice/

#TakeFive

Are you an energy genius?

Are you an energy genius?Big Energy Saving Week is here! Running between October 31 and November 6, the campaign is calling on the nation’s bill payers to take control of their bills and grab some extra cash. And to celebrate #BESW2016, the Energy Saving Trust is offering you the chance to win £1,500 by testing your knowledge of the best ways to save on your energy supplier.

For example, did you know that the average UK bill-payer can save around £300 just by switching supplier or tariff? And many households may be letting myths hold them back from getting the best deal from their energy supplier.

More than 70 per cent won’t switch to a small supplier they haven’t heard of, even if they could save them money, while some wrongly believe that changing supplier means rewiring your property – or that they have a limited supply of energy compared to their competitors.

Take the quiz and put yourself in with a chance of winning £1,500, and prove you’re switched on to saving!

https://besw.typeform.com/to/lyM7iS?utm

Big Energy Saving Week: save

Check, switch, saveThe best way to pay less for your fuel is simply to save energy around your home.

This doesn’t mean doing without – you can waste less by being energy efficient. The Energy Saving Trust estimates that the average home in the UK could save up to £130 per year – and avoid emitting 500kg of carbon dioxide – simply by taking energy saving steps.

Are you worried about how much money you’re spending to heat and light your home? Do you want to spend less? There are some simple steps you can take to save money and energy by changing the way you use appliances or making your home more energy efficient. (more…)

Big Energy Saving Week: switch

Check, switch, saveMany people stay on the same tariff or with the same energy supplier for years, without realising they could be getting a better deal elsewhere. By switching tariffs or suppliers, or joining an oil club, you could save hundreds on your fuel bill. Take control of your energy costs – why pay more than you have to?

Make sure you can enjoy a comfortable, healthy home without the anxiety of ever-rising costs, If you’ve never switched before, it is well worth having a look around to see what’s on offer. (more…)

Check, switch, save

Check, switch, save this Big EnergCheck, switch, savey Saving Week. Don’t be on energy autopilot.

#BESW2016


Big Energy Saving Week starts on 31 October 2016. It is a national campaign to help people cut their fuel bills and get all the financial support they are entitled to.

The week focuses on raising public awareness of how to switch energy supplier or tariff to get the best deal and make homes energy efficient. This is the sixth Big Energy Saving Week and is a partnership between Citizens Advice, the Energy Saving Trust and the Department of Business, Energy and Industrial Strategy with the support of numerous organisations, charities and companies.

People can use the Citizens Advice price comparison tool to compare prices from different energy suppliers.

 

Quit today

stoptoberBoost your health

No matter how long you’ve smoked for, quitting can help improve your health straight away.

Cash in

You’ll have much more cash in your pocket. If you smoke a packet a day, you could save around £250 each month!

Quit for your family

You’re more likely to live longer and have more energy for quality time with your children, family and friends.

www.nhs.uk/oneyou/stoptober/home