Consumer

Big Energy Saving Week: save

Check, switch, saveThe best way to pay less for your fuel is simply to save energy around your home.

This doesn’t mean doing without – you can waste less by being energy efficient. The Energy Saving Trust estimates that the average home in the UK could save up to £130 per year – and avoid emitting 500kg of carbon dioxide – simply by taking energy saving steps.

Are you worried about how much money you’re spending to heat and light your home? Do you want to spend less? There are some simple steps you can take to save money and energy by changing the way you use appliances or making your home more energy efficient. (more…)

Is your costume safe?

cvr4vozvuaafadqLook after Mabel, check the label!

Things to consider when buying a child’s costume

  • Has it got a CE marking?
    Be aware that CE markings can be faked by counterfeiters or those looking to cut corners.
  • Who are you buying it from?
    Are you in a reputable shop? Be extra careful when purchasing online.
  • Check the packaging and labels
    Make sure the packaging and garment contain the manufacturer’s name or registered trademark.
  • Check for product recalls
    Search for “CTSI Recalls” in your preferred search engine for a comprehensive list.
  • Check safety instructions
    Ensure the product is accompanied by safety information and instructions where applicable.

How to spot a fake

One way to spot fraudulent CE markings is to check the logo. Sometimes the wrong logo is used entirely, but if it looks correct, check the middle line of the ‘E’, as it should be shorter than the other parts.

All garments have a risk of being flammable – please check the label and stay away from naked flames!

For consumer advice please call the consumer helpline citizens advice on 03454 04 05 06
www.citizensadvice.org.uk/consumer/

Electrical goods scam

scamalertKCC Trading Standards have received reports of people being approached in car-parks or near cash points and being asked if they would like to purchase a mobile phone or laptop for a discounted price.

The item appears legitimate and the person is shown the receipt, however when the victim hands over the cash the seller attempts to trick the individual by swapping the item in the bag with something of a similar weight.

Report scams to KCC.

Report it

For advice and to report issues to KCC Trading Standards contact
Citizens Advice consumer service on 03454 04 05 06
Monday to Friday from 9am to 5pm or
online at any time https://ssl.datamotion.com/form.aspx?co=3438&frm=citacomplainform&to=flare.fromforms

KCC Trading Standards 06 October 2016
http://us9.campaign-archive2.com/?u=ce2871176f2cf0da723a750b1&id=d222699515&e=5d620a3416

Don’t assume an email or phone call is authentic

Take Five to stop fraudJust because someone knows your basic details (such as your name and address or even your mother’s maiden name), it doesn’t mean they are genuine.

Be mindful of who you trust – criminals may try and trick you into their confidence by telling you that you’ve been a victim of fraud. Criminals often use this to draw you into the conversation, to scare you into acting and revealing security details.

Remember, criminals can also make any telephone number appear on your phone handset so even if you recognise it or it seems authentic, do not use it as verification they are genuine.

https://takefive-stopfraud.org.uk/

#TakeFive

False claims by solar panel salesmen

Kent Trading Standards Alerts logoHomeowners with solar panels are being contacted by salesmen making false claims about their existing solar panels.

False claim one

Salesmen are encouraging homeowners to replace their existing solar panels and claiming that fire crews will not attend a fire involving older solar panels.

This is false! The Fire Service will always attend a fire no matter the cause.

For more information visit Kent Fire and Rescue.

False claim two

Salesmen are offering free health checks on Solar PV installations in conjunction with The Microgeneration Certificate Scheme (MCS) (an industry-led and nationally recognised quality assurance scheme).

This is false! MCS has not partnered with any installation or maintenance companies and does not carry out health checks or maintenance.

For more information visit the MCS website.

Report calls to KCC Trading Standards via Citizens Advice consumer helpline.

By online form 

By telephone: 03454 04 05 06
Monday to Friday from 9am to 5pm.

Kent County Council Trading Standards 4 August 2016
http://us9.campaign-archive2.com/?u=ce2871176f2cf0da723a750b1&id=04bd6953cf&e=5d620a3416

Take a stand against doorstep scams

doorstepscansProtect yourself from doorstep crime
If you are not sure don’t answer the door
Top 5 tips to take a stand against against doorstep stands
  1. Use a door chain to check who’s calling
  2. Don’t trade on the doorstep
  3. Ask a trusted friend or family member for advice on reputable traders
  4. Display a no cold calling sticker outside your door
  5. Always report suspicious activity
Remember
  • if you’re not sure get advice
  • always report a scam

Beware Subscription Traps

I'm glad I listened to my gut feelingOnline shopping has become more popular over the past few years. In April 2016 alone, UK consumers spent £12.6 billion online  using credit and debit cards. Although very convenient it is not without risks – online fraud in the UK totalled £261.5 million in 2015.

Earlier this year Citizens Advice  published “Locked in” on one kind of online scam, subscription traps. In this article I will explain what a subscription trap is, how you can protect yourself and what to do if you do become a victim. (more…)

Scams – the art of being a good listener

I'm glad I listened to my gut feelingMost consumers know  deep down what separates a competitive deal from a far-fetched one, the genuine from the nuisance or hostile.

Unfortunately it’s part of the scammer’s job to override this protective field of scepticism. Their aim is to lure, panic, bully, shame consumers into impulsive acts. Students of this area of applied psychology call it social engineering.

Social engineering causes us to hand over personal or financial information, or spend tens, hundreds even thousands of pounds seeking jobs, homes, holidays and investments that never materialise.

Asking the questions

This is why Scams Awareness Month 2016 is all about getting consumers to listen to their instincts when it comes to scams.

In listening mode we start asking questions: why me? why now? who is this really? what if? It could mean just saying no. Or it might mean taking the time to get advice from the Citizens Advice Consumer Helpline (03454 040506), doing a bit of research or reporting known scams to Action Fraud (0300 123 2040). (more…)

How to spot scams and tackle nuisance calls

How to spot scams and tackle the blight of nuisance calls

I'm glad I listened to my gut feelingThe constant blight of nuisance calls is becoming more and more prevalent with many consumers being plagued by what seems like a daily tirade. Ofcom reports that consumers receive a staggering 4.8 billion nuisance calls every year with the Information Commissioner’s Office (ICO) receiving an average of 14,000 complaints every month.

For some, nuisance calls are an irritant but for others the persistent ringing of the telephone can cause anxiety and distress.  Abandoned and silent calls in particular can often seem  sinister leaving the individual terrified to answer the telephone.

Scam Calls

In amongst this bombardment are scams; people cold called to be told they have a virus on their computer which can be fixed for a fee. Or investment scams which cost consumers an average £20,000  or pension scams promising reviews or early access to funds before the age of 55. Other scams draw on the increased focus on nuisance calls offering call blockers which are simply not fit for purpose or offering to renew the recipient’s access to the Telephone Preference Service (TPS) for a fee when the service is, in fact, free  The latter is used for the purposes of a practice called ‘vishing’ where the caller attempts to extract personal or financial information from the victim.

Week one of Scams Awareness Month provides an opportunity to highlight the range of methods scammers use to elicit money from their victims. It is the opportune time to start the conversation with family, friends and neighbours about the lengths scammers will go to in order to con you and encourages consumers to take time to make a decision when contacted out of the blue.

Call blocking

However, there are a few measures that consumers can take to help make it more difficult for the scammers to get through to them in the first place.  Options available include registering for the TPS by visiting www.tpsonline.org.uk and clicking ‘register’ or alternatively calling 0845 070 0707; and of course there are some excellent call blocking units available from trueCall, BT and CPR, each with different options to suit your needs.

If you do receive an unsolicited call and you are unsure of what to do the Citizens Advice Consumer Helpline will provide advice and support and can be contacted on 03454 04 05 06.  With the likes of computer virus scams where the caller purports to be from Talk Talk or BT, tell them you will call them back, put the phone down and wait before dialling out again.  Using the telephone numbers which appear on your bill will quickly allow you to identify if it was a genuine call or not.

Businesses are not exempt from scam calls either, which is why the Thursday of telephone scams week considers advertising scams which specifically target business.  For those businesses bombarded with calls, the Corporate TPS is available.  To find out more, visit http://www.tpsonline.org.uk/tps/whatiscorporatetps.html

Most importantly, don’t ever suffer in silence.  If you think you are the victim of a scam,
contact the Consumer Helpline (03454 04 05 06), report it and make sure to alert your friends and family.

Laura Jamieson, Policy Improvement Manager of COSLA, 4 July 2016
Citizens Advice website https://blogs.citizensadvice.org.uk/blog/how-spot-scams-and-tackle-the-blight-of-nuisance-calls/ ➚

Bogus investments costing victims £20,000

I'm glad I listened to my gut feelingInvestments in fake diamonds, bogus stocks and shares and fine wines that don’t exist are costing scam victims an average of £20,000 each, reveals Citizens Advice. Analysis of 5,000 scams reported to the consumer champion between January and March 2016 show how fraudsters are conning savers and investors out of thousands of pounds.

Cold calls, online adverts and fake websites are used to offer people attractive investments which promise steep increases in the value of their investment or strong dividends.  But the return on their investment fails to materialise and investors are unable to contact the trader.

Today Citizens Advice and the Chartered Trading Standards Institute launch Scams Awareness Month – a national campaign to help people avoid falling prey to scams. The campaign urges people to follow a three-step rule – get advice, report it, and tell others about it. (more…)